Personal financial problems can be very distressing. SPK offers independent and professional advice, which will help you find the way forward.

Our services include:

• Personal insolvency advice
• Domestic budgeting and personal financial planning
• Negotiating your debts with your creditors
• Preparing a debt management plan on your behalf
• Proposing to your creditors a debt management repayment plan
• Supervising your debt management plan
• Supervisor of Individual Voluntary Arrangements (“IVA’s”)
• Debt Relief Orders
• Trustee in Bankruptcy